About GiltEdge

What is GiltEdge?

GiltEdge is an AI-powered personal finance platform focused exclusively on the UK market. Using advanced AI analysis combined with real-time data from the Bank of England, Office for National Statistics, FRED, and HMRC, we produce data-driven articles on the topics that matter most to UK savers, investors, and taxpayers.

The name “GiltEdge” comes from “gilt-edged securities” — the term for UK government bonds, which have long been considered among the safest investments. Like those securities, our analysis aims to be reliable, well-researched, and trustworthy.

What We Cover

Data Sources

Every article is grounded in real data from authoritative UK sources:

• Bank of England — Base rate, mortgage rates, savings rates (IADB database)
• Office for National Statistics — CPI, GDP, employment, earnings data
• FRED (Federal Reserve Economic Data) — UK gilt yields, BoE rate time series, UK CPI
• HMRC / GOV.UK — Income tax bands, NI rates, ISA limits, pension allowances
• UK Financial News — BBC Business, Guardian Money, MoneyWeek, This is Money

How It Works

GiltEdge uses 11 specialised AI tools that connect to live UK financial data APIs. When generating an article, the AI researches the topic using these tools — fetching current interest rates, inflation figures, tax thresholds, and relevant news — then synthesises the data into a comprehensive, publication-ready analysis.

Each article includes a confidence score indicating how well-supported the analysis is by real data, along with citations to all data sources used.

About the Creator

GiltEdge was created by Adam Al-Salman, a technology leader with extensive experience in UK banking and financial services. His background in building enterprise financial systems provides the domain expertise that shapes the platform's analytical focus and ensures coverage of topics that genuinely matter to UK consumers.