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GiltEdgeUK Personal Finance

Articles

Data-driven UK personal finance analysis and insights.

Two views of the same financial decision. Read both before choosing.

0% balance transfer: why monthly repayment beats waiting for the deadline0% balance transfer: why I would ring-fence cash, not overpay monthly
Plan 5 student loan: the case for overpaying before investing in an ISAPlan 5 student loan: put the spare £200 in an ISA, not the loan
Cohabiting couple? Keep separate accounts for shared billsCohabiting couple? Use a joint bills account, keep private spending

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